Coverage and benefits

Get a quick overview of the plan benefits and costs and find more detailed information about additional benefits and programs.

Compass Rose Medicare Advantage Plan (PPO)

Benefits and costs

Plan options and costs
Benefits and costs

Compass Rose Medicare Advantage Plan

Compass Rose Medicare Advantage Plan

Part B premium reduction

$125 per month

Part B premium reduction

$125 per month

Annual medical deductible

None

Annual medical deductible

None

Annual out-of-pocket maximum

None

Annual out-of-pocket maximum

None

Office and clinic visits

 

$0 copay for primary care, specialist or Virtual Visit/Telemedicine

Office and clinic visits

 

$0 copay for primary care, specialist or Virtual Visit/Telemedicine

Hospital services (inpatient)

$0 copay

Hospital services (inpatient)

$0 copay

Hospital services (outpatient)

$0 copay

Hospital services (outpatient)

$0 copay

Ambulance services

$0 copay

Ambulance services

$0 copay

Emergency room

$0 copay

Emergency room

$0 copay

Urgent care

$0 copay

Urgent care

$0 copay

Durable medical equipment

$0 copay

Durable medical equipment

$0 copay

Prosthetics

$0 copay

Prosthetics

$0 copay

Diabetic supplies (test strips, lancets, glucose monitors)

$0 copay

Diabetic supplies (test strips, lancets, glucose monitors)

$0 copay

Preventive services

$0 copay

Preventive services

$0 copay

Routine podiatry

$0 copay - 6 visits per year

Routine podiatry

$0 copay - 6 visits per year

Massage therapy

$0 copay

$60 allowance per visit

Massage therapy

$0 copay

$60 allowance per visit

Hearing aid allowance

$0 copay - $2,400 allowance for unlimited aids every 3 years. Allowance is combined for both ears.

You must contact UnitedHealthcare hearing prior to using your hearing aid allowance. Hearing aids ordered through providers other than UnitedHealthcare Hearing are not covered.

Hearing aid allowance

$0 copay - $2,400 allowance for unlimited aids every 3 years. Allowance is combined for both ears.

You must contact UnitedHealthcare hearing prior to using your hearing aid allowance. Hearing aids ordered through providers other than UnitedHealthcare Hearing are not covered.

Dental

Class 1 Preventive & Diagnostic (P&D): $0 copay

Class 2 Minor: 20% copay

Class 3 Major: 50% copay

Deductible (P&D not included): $50

Annual Plan Year Maximum (P&D not included): $1,000

Out-of-network reimbursement schedule: Maximum Allowable Charge

Dental

Class 1 Preventive & Diagnostic (P&D): $0 copay

Class 2 Minor: 20% copay

Class 3 Major: 50% copay

Deductible (P&D not included): $50

Annual Plan Year Maximum (P&D not included): $1,000

Out-of-network reimbursement schedule: Maximum Allowable Charge

Vision

Routine Eye Exam Refraction: $0 copay – 1 per 12 months

Eyeglasses Allowance: $130 every 12 months

Contact Lens Allowance (in lieu of glasses): $175 every 12 months

Vision

Routine Eye Exam Refraction: $0 copay – 1 per 12 months

Eyeglasses Allowance: $130 every 12 months

Contact Lens Allowance (in lieu of glasses): $175 every 12 months

Prescription drug coverage

Part D Retail Copay (up to a 30-day supply) 

Note: 90-day Retail supply for Tiers 1-3 is available for the same copay amount as Mail Order; Tier 4 is limited to a 30-day supply

 

Tier 1: Generic $1 copay 

Tier 2: Preferred Brand $25 copay

Tier 3: Non-Preferred Brand $75 copay

Tier 4: Specialty Tier – Limited to a 30-day supply 25% ($100 maximum)

 

Part D Preferred Mail Order Copay *

(up to a 90-day supply for Tiers 1-3; Tier 4 is limited to a 30-day supply)

 

Tier 1: Generic $2 copay 

Tier 2: Preferred Brand $50 copay

Tier 3: Non-Preferred Brand $150 copay

Tier 4: Specialty Tier – Limited to a 30-day supply 25% ($100 maximum) 

*UnitedHealthcare’s pharmacy benefit manager is OptumRX. Mail order prescriptions will be through OptumRX. 

Prescription drug coverage

Part D Retail Copay (up to a 30-day supply) 

Note: 90-day Retail supply for Tiers 1-3 is available for the same copay amount as Mail Order; Tier 4 is limited to a 30-day supply

 

Tier 1: Generic $1 copay 

Tier 2: Preferred Brand $25 copay

Tier 3: Non-Preferred Brand $75 copay

Tier 4: Specialty Tier – Limited to a 30-day supply 25% ($100 maximum)

 

Part D Preferred Mail Order Copay *

(up to a 90-day supply for Tiers 1-3; Tier 4 is limited to a 30-day supply)

 

Tier 1: Generic $2 copay 

Tier 2: Preferred Brand $50 copay

Tier 3: Non-Preferred Brand $150 copay

Tier 4: Specialty Tier – Limited to a 30-day supply 25% ($100 maximum) 

*UnitedHealthcare’s pharmacy benefit manager is OptumRX. Mail order prescriptions will be through OptumRX. 

Important Information about your Part D Vaccine and Insulin Coverage 

What You Pay for Vaccines – Our plan covers most adult Part D vaccines at no cost to you.

What You Pay for Insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan. Refer to your plan materials.

 

Preventive services

The following preventive services are covered under your plan for a $0 copay when you visit your primary care provider:

  • Annual Wellness Exam
  • Annual Routine Physical
  • Screenings for certain Cancers (Prostate, colorectal, breast cancer)
  • Screening for diabetes
  • Smoking and Tobacco Use Cessation

For more information about these preventive services, please call the Customer Service number on your member ID card.