Find a Provider
The Compass Rose Medicare Advantage Plan is a UnitedHealthcare Group Medicare Advantage Preferred Provider Organization (PPO) plan, which means you have lots of flexibility in choosing a provider. Use the resources below to learn more about the provider network and find a covered doctor, hospital or other health care provider in your area.
Reminder: you have access to providers nationwide and receive the same level of benefits in network and out of network. You may see any provider that accepts Medicare.
What is a network doctor?
A network doctor or health care provider is one who contracts with UnitedHealthcare to provide services to Medicare-eligible members.
What is an out-of-network doctor?
An out-of-network doctor or health care provider does not have a contract with UnitedHealthcare.
Can I see any out-of-network doctor?
You can see any out-of-network doctor or health care provider that participates in Medicare and accepts the plan. Accepting the plan means the doctor is willing to treat you and bill UnitedHealthcare.
What if my doctor says they will not accept the plan?
We will be happy to contact your doctor on your behalf to explain how the plan works. Usually, that is all that is needed.
Will the doctor bill UnitedHealthcare?
If a doctor or hospital refuses to directly bill UnitedHealthcare, they may ask that you pay the full allowable amount. In that case, you can pay the doctor and then submit your claim to UnitedHealthcare. You will be reimbursed for the cost of the claim less your copay.
Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the costsharing that applies to out-of-network services.