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Additional benefits and programs
As an IBM Medicare Advantage plan member, you get some great extras at no additional cost when your coverage begins.
Optum® HouseCalls – A health and wellness program that comes to you. Learn more about HouseCalls
HouseCalls may not be available in all areas.
It may be time to schedule your annual wellness visit. An Annual Wellness Visit with your doctor is one of the best ways to stay on top of your health. Learn more about the Annual Wellness Visit
With this benefit, you'll get a credit each quarter added to your UCard to buy covered OTC products from network retail locations. The credit is automatically loaded every quarter.
At no additional cost to you, Let’s Move by UnitedHealthcare is here to help keep your mind, body and social life active. With simple resources, tools, fun events and personalized support, we’ll help you explore ways to eat well, stay connected and be physically and mentally fit.
- Treat yourself to tasty recipes, fun cooking events and support.
- Get access to at-home workouts, online classes and local fitness events.
- Support your mental health with services, online tools and resources.
- Find ways to connect through local and online events, classes, volunteering and more.
- Find caregiver resources to help you support loved ones and yourself.
- Live tobacco free - A self-directed tobacco cessation program to assist you in making lasting, healthy lifestyle choices. The program offers on-demand videos, articles and resources to allow you to work at your own pace.
Learn more here after you become a member.
Renew Active® is a Medicare fitness program, offered at no additional cost to you.
Renew Active includes:
- A gym membership at a fitness center you select from our large national network. Visit UHCRenewActive.com to find a fitness location near you.
- Thousands of on-demand workout videos and live streaming fitness classes.
- Activities at local health and wellness classes and events.
Call or go online to learn more and to get your confirmation code. Sign in to your member site, look for My Coverage and select Access gym code or call the number on your UnitedHealthcare member ID card to obtain your code.
The Renew Active® Program and its gym network varies by plan/area and may not be available on all plans. Participation in the Renew Active program is voluntary. Consult your doctor prior to beginning an exercise program or making changes to your lifestyle or health care routine. Renew Active includes standard fitness membership at participating locations and other offerings. The participating locations and offerings may change at any time. Fitness membership equipment, classes, and activities may vary by location. Certain services, classes, activities and online fitness offerings are provided by affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare. Participation in these third-party services is subject to your acceptance of their respective terms and policies. UnitedHealthcare is not responsible for the services or information provided by third parties. The information provided through these services is for informational purposes only and is not a substitute for the advice of a doctor. Information about classes and activities in your area is being made available so you will have an opportunity to learn about some community resources that may help your overall health and well-being. This information is provided solely as a convenience, and participation is voluntary. While the resources mentioned herein are at no additional cost, please note that charges may apply for other programs, classes, activities or services listed on a third-party website or otherwise offered by such third party. UnitedHealthcare does not endorse third-party organizations providing classes and activities and is not responsible for the information, products or services these organizations provide or the content on any linked site or any link contained in a linked site. These resources are not meant to replace professional health care and should not be used for emergency or urgent care needs. If you have health concerns, or before starting a new workout or diet program, please talk with your doctor. You and your health care provider must ultimately determine if you want to participate in these classes and activities. Be mindful that, if a resource is being offered on the internet, internet forums may contain misinformation.
UnitedHealthcare gives you many ways to earn rewards and lots of ways to spend them too.
- Earn rewards by completing available activities
- Spend your rewards on eligible items like gifts, clothing or groceries
- Keep checking for more activities throughout the year
- Once you’re a member, sign in to your plan website, look for Health & Wellness and select Rewards.
Reward offerings may vary by plan and are not available in all plans. Rewards can only be used by members of UnitedHealthcare Medicare Advantage plans for eligible items at participating merchants and in accordance with applicable Medicare laws. Rewards funds are not redeemable for cash except as required by law. No ATM access. Rewards cannot be used to purchase Medicare-covered items or services, including medical or prescription drug out-of-pocket costs, or alcohol, tobacco or firearms. Rewards must be earned and reported within time frames specified by the plan. To request a hard copy of the Rewards Program Terms of Service, please contact Customer Service.
With UnitedHealthcare Healthy at Home you are eligible for the following benefits up to 30 days following all inpatient and skilled nursing facility discharges*:
- 28 home-delivered meals when referred by a UnitedHealthcare Engagement Specialist
- 12 one-way rides to medically related appointments and to the pharmacy when referred by a UnitedHealthcare Engagement Specialist
- 6 hours of non-medical personal care provided through a professional caregiver to perform tasks such as preparing meals, bathing, medication reminders, and more. A referral is not required.
*A new referral is required after every discharge to access your meal and transportation benefit
UnitedHealthcare Healthy at Home Premium is our comprehensive bundle of routine benefits accessible to members anytime throughout the year with no medical requirements. With UnitedHealthcare Healthy at Home Premium you are eligible for the following benefits at no cost to you:
- 28 home-delivered meals
- 24 one-way rides to medically related appointments and to the pharmacy
- 8 hours of non-medical personal care provided through a professional caregiver to perform tasks such as preparing meals, bathing, medication reminders, and more
* Members do not need to use all three benefits. Restrictions and limitations apply
Dental coverage for your oral health needs
With UnitedHealthcare Dental®, you’ll have access to the largest Medicare dental network in the industry with more than 103,000 providers.
- 100% coverage for exams, x-rays, cleanings and periodontal maintenance, when you see a network dental provider.
- 80% coverage for minor services, including fillings, pulp protection and nitrous oxide*.
- 50% coverage for major services, including crowns, root canals, dentures and more*.
- Please refer to your Evidence of Coverage for details on your dental benefit coverage via retiree.uhc.com/ibm
- Individual annual deductible: For services other than preventive care, you will pay a $50 individual annual deductible before your coverage kicks in. Coinsurance Once you reach your deductible, your plan starts to share a percentage of the costs with you.
- Plan year limit: Your plan pays for services up to $1,000 annual maximum, this is called a plan year limit. Preventive services, including routine dental checkups, may count toward it. If you reach the limit, you’ll need to pay the entire cost of any additional dental care you receive that year.
- Out-of-network services: If you use a dentist out-of-network, you may need to pay the difference between what the plan covers and what your dentist charges for the services.
- Estimate your costs If you’re planning to have a procedure that costs more than $500, ask your dentist to send UnitedHealthcare the X-rays and notes about your condition. The treatment will be reviewed to make sure it’s clinically appropriate. After review, you and your dentist will get an estimate of what the plan will pay and what your out-of-pocket costs will be.
- Submit claims Requests for claim reimbursement with itemized receipt and member information, including member ID, can be submitted to: UnitedHealthcare P.O. Box 30567 Salt Lake City, UT 84130-0567 See plan documents or call the dental number on the back of your member ID card for a detailed list of required information for submission.
* Please refer to your Summary of Benefits for details on your benefit coverage.
If your plan offers out-of-network dental coverage and you see an out-of-network dentist, you might be billed more. Network size varies by local market.
Hear the moments that matter most
With UnitedHealthcare Hearing, you can receive a hearing exam and access to one of the widest selections of prescription and non-prescription hearing aids at significant savings. Plus, you’ll receive personalized care and follow-up support from experienced hearing providers, helping you to hear better and live life to the fullest.
- Receive friendly, expert advice through our national network of 6,500+ hearing providers*
- Get personalized support to help you adjust to your new hearing aids.
- Choose from the latest technology from popular brands, including Phonak, Starkey®, Oticon, Signia, ReSound, Widex® and Unitron™**
- Save thousands of dollars, up to 50% off standard industry prices, with exclusive pricing ***
* Please refer to your Summary of Benefits for details on your benefit coverage.
** Select products and providers.
*** Based on suggested manufacturer pricing.
Network size varies by market. Other hearing exam providers are available in the UnitedHealthcare network. The plan only covers hearing aids from a UnitedHealthcare Hearing network provider.
Vision Eye Exam and Eyewear
With the vision benefit, you'll have access to a nationwide network of providers with the freedom to see any participating vision provider. You will have access to a routine eye exam through a vision provider and an allowance toward eyeglasses (frame and lenses) or contacts for vision correction, not related to cataract surgery.
- A routine eye exam once every 12 months with a $0 copay.
- $150 allowance toward eyeglasses (frames and lenses), every 12 months.
- $150 allowance toward contact lenses instead of eyeglasses, every 12 months.
- When scheduling your appointment, make sure your vision and eyewear provider(s) will bill the UnitedHealthcare medical plan before receiving routine vision services (routine eye exam and eyeglasses or contact lenses)
- Out-of-network providers may require you to pay upfront and submit a reimbursement claim to UHC.
The network is UnitedHealthcare Medical Network with information on your UnitedHealthcare member ID card
* Please refer to your Summary of Benefits for details on your benefit coverage.
** Vision coverage is only offered to Public Agency retirees who have elected the Dental & Vision benefit on the MAPD plan. Not available to State retirees.
Benefits, features and/or devices may vary by plan/area. Limitations and exclusions apply.
Coverage for these services are in addition to your Medicare Advantage plan benefits. Unlike your Medicare Advantage plan medical coverage, you cannot file a Medicare appeal or grievance for non-Medicare benefits. If you have questions, please call Customer Service.