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FEMALE VOICEOVER: What is a health reimbursement arrangement,
[Text On Screen – Health Reimbursement Arrangement]
or HRA?
[Text On Screen – HRA]
An HRA is an account funded by your employer. You can use it to pay for qualified medical, dental, or vision expenses
[Text On Screen – medical, dental, vision]
that you’d normally have to pay for with personal funds.
[Text On Screen – personal funds]
Some examples of qualified expenses include doctor visits, chiropractic services, diagnostic devices and lab fees, eye exams, dental treatment, prescription medication, hearing aids, and even certain Medicare premiums. You can also use your HRA
[Text On Screen – pay for expenses
to pay for expenses
[Text On Screen – for your spouse or eligible dependents]
for your spouse or eligible dependents.
It’s easy to use.
[Text On Screen – easy to use]
You can access your HRA funds by using your Optum payment card
[Text On Screen – Access Your HRA, Optum payment card]
or you can pay with personal funds and reimburse yourself by submitting a claim online.
[Text On Screen – Personal funds, Submit a claim online]
You can also set up recurring expenses
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reimbursement during each plan year. Just remember to save your receipts
[Text On Screen – save your receipts]
in case you need to submit documentation to verify the purchase. You can also access your information on the go, with our secure mobile application.
[Text On Screen – secure mobile application]
You can view account details, enter a new claim,
[Text On Screen – account details, enter a new claim]
and even take a photo of your receipt with your mobile device and upload it directly to the system.
[Text On Screen – take a photo of your receipt, upload it directly to the system]
Just download the Optum bank mobile app through the App Store or Google Play to get started.
[Text On Screen – Download on the App Store, Get it on Google Play]
So take advantage of your HRA. It’s a great way to pay for healthcare and with Optum at your side, it’s easy and secure.
[Text On Screen – Optum]
[Text On Screen – Questions? Call 866-882-0397 (8 a.m. – 8 p.m. ET, Monday -Friday) Online support: IBM.optum.com]
[Text On Screen – Optum Financial®, Health reimbursement arrangements (HRAs) are administered on behalf of your plan sponsor by Optum Financial, Inc. and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured. This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions. ©2023 Optum, Inc. All right reserved.]
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