Explore the benefits of the UnitedHealthcare Retiree Advantage (PPO) plan

No out-of-pocket costs

$0 medical copays.

Monthly Part B subsidy

Get $150 a monthly Medicare Part B premium reduction for each enrolled individual.

Large national network

Flexibility to see any participating provider with no referrals required.

Find a provider

Prescription drug coverage

Look up your medications and search for a pharmacy near you 

Estimate drug cost

Free gym membership

Free gym membership to help you stay active

UnitedHealthcare Hearing

Access to hundreds of brand name hearing aids and a $1,500 hearing aid allowance

Watch a 2026 plan overview presentation

Watch a plan overview presentation for 2027 - Coming soon

How do I sign up?

Enroll in two easy steps:

Enroll in a qualifying UnitedHealthcare FEHB Plan

Contact the Office of Personnel Management (OPM) to make a plan code change. (If you are already enrolled skip to step two):

OPM retirement office:

1-888-767-6738, TTY 711
Hours: 7:40 a.m. - 5:00 p.m. ET, Monday – Friday

 

Enroll in the UnitedHealthcare Retiree Advantage Plan

If you are already enrolled in a UnitedHealthcare FEHB Health Plan or after your initial enrollment has been processed and confirmed by OPM, call a UnitedHealthcare  Customer Service Advocate who will help you step-by-step to enroll: 

1-844-481-8821, TTY 711

Hours: 8 a.m.–8 p.m. local time, Monday-Friday

UnitedHealthcare FEHB Plan Availability and Rates

You will need to enter your zip code and click on ‘Health Plans’ to determine what UnitedHealthcare FEHB Health Plan is available in your area. Once enrolled in the applicable UnitedHealthcare FEHB Health Plan, you can enroll in the Retiree Advantage plan.

* Please note: the High Deductible Health Plan (plan code V4) is NOT a qualifying plan and does NOT have access to the UnitedHealthcare Retiree Advantage plan..

Is the UnitedHealthcare Medicare Advantage plan right for you?

What do our members have to say about the plan?

“I would absolutely recommend this plan to anyone that is eligible. This plan is no-brainer, definitely enroll!”

Retiree Advantage Plan member since 2021

Plan benefits and costs

View plan details and costs and see what additional benefits may be available.

Review plan benefits and costs

Find a provider

FInd primary care physicians, hospitals and other health care providers within our network.

More than 95% of members continue to have access to their preferred providers1.

Find a provider

Prescription drug coverage

Learn about your plan’s prescription drug coverage, look up your medications and search for a pharmacy near you.

Understand prescription drug coverage options

Questions? We're here to help. Find the right resources to contact with your questions.

Contact us
Frequently asked questions
Schedule an appointment with a member of the UnitedHealthcare FEHB Account Management Team to help you understand the Medicare Advantage plan.

If you would like to provide feedback regarding your Medicare Advantage plan, you can contact Customer Service or you can provide feedback directly to Medicare through their Complaint Form.

 

1 2026 UnitedHealthcare Group member, network and provider reporting data, and member utilization data.