Explore the benefits of the UnitedHealthcare Feds PSHB Retiree Advantage (PPO) plan

No out-of-pocket costs

$0 copays for covered medical services.

Monthly Part B subsidy

Get $150 monthly as a Medicare Part B premium reduction.

Large national network

Flexibility to see any participating provider

Part D prescription drug coverage

Look up your medications and search for a pharmacy near you 

Free gym membership

Renew Active gym membership to help you stay active

UnitedHealthcare Hearing

Access to hundreds of brand name hearing aids and a $1,500 hearing aid allowance

Postal Service Health Benefit Program

The Postal Service Health Benefits (PSHB) Program is a new, separate program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025.

UnitedHealthcare is approved by OPM to participate in the Postal Service Health Benefit (PSHB) Program. Postal retirees will have the choice between our Retiree Advantage plan (which includes Part D prescription drug coverage) or the Choice Plus Primary medical coverage alongside a MedicareRX Part D prescription drug plan. Eligible UnitedHealthcare PSHB plan codes are JY (retirees residing on the East side of the country) and KE (retirees residing on the West side of the of the country).  

Is a UnitedHealthcare Retiree Advantage plan right for you?

 

This plan may be right for you if:

  • You are a postal retiree
  • You have Medicare Part A and Part B
  • You are a member of a qualifying UnitedHealthcare PSHB Health Plan (Plan Code KE or JY)

UnitedHealthcare PSHB Plan availability and rates

You will need to enter your zip code and click on ‘Health Plans’ to determine what UnitedHealthcare PSHB Plan is available in your area. Once enrolled in the applicable UnitedHealthcare PSHB Health Plan, you can enroll in the Retiree Advantage plan.  If you do not enroll in the Retiree Advantage plan (which includes Part D prescription drug coverage) you will be automatically enrolled in the MedicareRX Part D prescription drug plan with the Choice Plus Primary medical benefits.

* Please note: Choice Plus Primary plan codes KE and JY are the plan codes available to postal retirees and your zip code will determine which plan you are eligible for.  The plan benefits are the same no matter which plan code your zip code qualifies you for.

How much will it cost?

  • Nothing – receive all of these benefits at no additional cost
  • You will just continue paying your qualifying UnitedHealthcare PSHB Health Plan premium and your Medicare Part B premium – pay nothing more

How do I sign up?


Enroll in two easy steps:

1

Enroll in a qualifying UnitedHealthcare PSHB Plan

If you are not already a member, you'll need to enroll with the Office of Personnel Management (OPM) during Open Season, or a Qualifying Life Event. (If you are already enrolled, skip to step two):

1-844-451-1261, TTY 711

Hours: 7 a.m. - 8:45 p.m. ET, Monday – Friday

Open season express website

2

Enroll in the UnitedHealthcare Retiree Advantage Plan

If you are already enrolled in a UnitedHealthcare PSHB Health Plan or after your initial enrollment has been processed and confirmed by OPM, call a UnitedHealthcare  Customer Service Advocate who will help you step-by-step to enroll:

1-844-481-8821, TTY 711

Hours: 8 a.m.–8 p.m. local time, Monday - Friday

Plan benefits and costs

View plan details and costs and see what additional benefits may be available.

Find a provider

FInd primary care physicians, hospitals and other health care providers that are part of our networks.

Prescription drug coverage

Learn about your plan’s prescription drug coverage, look up your medications and search for a pharmacy near you.

If you would like to provide feedback regarding your Medicare Advantage plan, you can contact Customer Service or you can provide feedback directly to Medicare through their Complaint Form.