Coverage and benefits
Get a quick overview of your plan benefits and costs and find more detailed information about additional benefits and programs.
UnitedHealthcare Retiree Advantage Plan (PPO)
Benefits and costs
Benefits |
UnitedHealthcare Retiree Advantage Plan (PPO) |
---|---|
UnitedHealthcare Retiree Advantage Plan (PPO) |
|
Part B premium reduction |
$150 per month |
Part B premium reduction | |
$150 per month |
|
Annual medical deductible |
None |
Annual medical deductible | |
None |
|
Annual out-of-pocket maximum |
None |
Annual out-of-pocket maximum | |
None |
|
Office and clinic visits |
$0 copay primary care office visit $0 copay specialist office visit $0 copay virtual visit and telemedicine |
Office and clinic visits | |
$0 copay primary care office visit $0 copay specialist office visit $0 copay virtual visit and telemedicine |
|
Hospital services ( inpatient) |
$0 copay |
Hospital services ( inpatient) | |
$0 copay |
|
Hospital services (outpatient) |
$0 copay |
Hospital services (outpatient) | |
$0 copay |
|
Ambulance services |
$0 copay |
Ambulance services | |
$0 copay |
|
Emergency room |
$0 copay |
Emergency room | |
$0 copay |
|
Urgent care |
$0 copay |
Urgent care | |
$0 copay |
|
Durable medical equipment |
$0 copay |
Durable medical equipment | |
$0 copay |
|
Prosthetics |
$0 copay |
Prosthetics | |
$0 copay |
|
Diabetic supplies ( test strips, lancets, glucose monitors) |
$0 copay |
Diabetic supplies ( test strips, lancets, glucose monitors) | |
$0 copay |
|
Preventive services |
$0 copay |
Preventive services | |
$0 copay |
|
Routine podiatry - 6 per year |
$0 copay |
Routine podiatry - 6 per year | |
$0 copay |
|
Acupuncture - 12 per year |
$0 copay |
Acupuncture - 12 per year | |
$0 copay |
|
Chiropractic - 20 per year |
$0 copay |
Chiropractic - 20 per year | |
$0 copay |
|
Rehabilitation therapies - physical, speech therapy, occupational therapy |
$0 copay |
Rehabilitation therapies - physical, speech therapy, occupational therapy | |
$0 copay |
|
Hearing aid allowance - $1,500 allowance for unlimited aids every 3 years. Allowance is combined for both ears |
$0 copay You must call UnitedHealthcare Hearing in advance of using the hearing allowance and use a UnitedHealthcare Hearing provider. |
Hearing aid allowance - $1,500 allowance for unlimited aids every 3 years. Allowance is combined for both ears | |
$0 copay You must call UnitedHealthcare Hearing in advance of using the hearing allowance and use a UnitedHealthcare Hearing provider. |
|
Dental coverage |
$0 copay for preventive care services - oral exams, cleanings, bite wing xrays, sealants, and perio maintenenace. No coverage for basic, minor or major services. * This plan is available to you through a standalone UnitedHealthcare Dental plan at no additional cost to you |
Dental coverage | |
$0 copay for preventive care services - oral exams, cleanings, bite wing xrays, sealants, and perio maintenenace. No coverage for basic, minor or major services. * This plan is available to you through a standalone UnitedHealthcare Dental plan at no additional cost to you |
|
Prescription drug coverage |
Retail Tier 1 – generic: $5 copay Mail Order Tier 1 – generic: $10 copay |
Prescription drug coverage | |
Retail Tier 1 – generic: $5 copay Mail Order Tier 1 – generic: $10 copay |
|
Annual prescription (Part D) out-of-pocket maximum |
$2,000 Once your True Out of Pocket (TROOP) reaches $2,000 you enter the Catastrophic Coverage level and will have no copay for all covered medications. |
Annual prescription (Part D) out-of-pocket maximum | |
$2,000 Once your True Out of Pocket (TROOP) reaches $2,000 you enter the Catastrophic Coverage level and will have no copay for all covered medications. |
Important Information about your Part D Vaccine and Insulin Coverage
What You Pay for Vaccines – Our plan covers most adult Part D vaccines at no cost to you.
What You Pay for Insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan. Refer to your plan materials.
Preventive services
The following preventive services are covered under your plan for a $0 copay when you visit your primary care provider:
- Annual Wellness Exam
- Annual Routine Physical
- Screenings for certain Cancers (Prostate, colorectal, breast cancer)
- Screening for diabetes
- Smoking and Tobacco Use Cessation
For more information about these preventive services, please call the Customer Service number on your UCard.