Coverage and benefits

The Medicare plans with more benefits and personalized care

Base Plan + Part D Prescription Drug Coverage:

A $0 monthly premium plan - designed for the retiree who wants low monthly costs and prefers to pay for healthcare services as they use it. You’ll pay more out-of-pocket when you need care, but you won’t have a monthly premium.

Plus Plan + Part D Prescription Drug Coverage:

A $150 monthly premium plan - designed for retirees who want more predictable, lower out-of-pocket health care costs when they need care. Includes added protection with dental, vision, and hearing coverage.

Benefits and costs

You must enroll in one of the medical plans and the prescription drug plan to be eligible for AT&T-sponsored coverage

Plan options and costs
Benefits

AT&T GROUP MEDICARE ADVANTAGE (PPO) BASE PLAN

AT&T GROUP MEDICARE ADVANTAGE (PPO) PLUS PLAN

AT&T GROUP MEDICARE ADVANTAGE (PPO) BASE PLAN

AT&T GROUP MEDICARE ADVANTAGE (PPO) PLUS PLAN

Premiums

$0 monthly premium *

$150 monthly premium *
Premiums

$0 monthly premium *

$150 monthly premium *
Annual medical deductible

$375

$125
Annual medical deductible

$375

$125
Annual out-of-pocket maximum

$3,900

$1,000
Annual out-of-pocket maximum

$3,900

$1,000
Primary care visit

$20 copay 

$20 copay 
Primary care visit

$20 copay 

$20 copay 
Specialist visit

$70 copay 

$70 copay 
Specialist visit

$70 copay 

$70 copay 
Virtual Doctor visit

$0 copay

$0 copay
Virtual Doctor visit

$0 copay

$0 copay
Hospital services (inpatient)

$250 copay per day: for days 1-6

$125 copay per admit
Hospital services (inpatient)

$250 copay per day: for days 1-6

$125 copay per admit
Hospital services (outpatient)

$250 copay

$250 copay
Hospital services (outpatient)

$250 copay

$250 copay
Dental

Not included

100% coverage for preventive care 

80% coverage for basic dental services 

50% coverage for major dental services 

 $50 deductible**, $1,000 plan year maximum
Dental

Not included

100% coverage for preventive care 

80% coverage for basic dental services 

50% coverage for major dental services 

 $50 deductible**, $1,000 plan year maximum
Hearing Exam (1 routine hearing exam every 12 months)

$0 copay

$0 copay
Hearing Exam (1 routine hearing exam every 12 months)

$0 copay

$0 copay
Hearing Aid Allowance

Not included

$2,000 Hearing Aid Allowance every 3 years
Hearing Aid Allowance

Not included

$2,000 Hearing Aid Allowance every 3 years
Vision Exam (1 routine vision exam every 12 months)

$0 copay

$0 copay
Vision Exam (1 routine vision exam every 12 months)

$0 copay

$0 copay
Vision Allowance

Not included

$150 Eyeglasses or Contact Lenses Allowance annually
Vision Allowance

Not included

$150 Eyeglasses or Contact Lenses Allowance annually

* Monthly contribution rates are per dependent.

**Preventive and diagnostic services are not included in the Plus plan Dental deductible.

Extra benefits you can count on

  • Nationwide network of doctors and pharmacies

  • Fitness and wellness programs

  • Annual preventive care and routine vision exams

  • Meals and transportation following a hospital stay

  • Support for managing ongoing health conditions

Prescription Drug Coverage Highlights

  • 99% of Part D drugs covered

  • $0 copay for Tier 1 medications

  • $2,400 annual out-of-pocket maximum

  • Nationwide network of Pharmacies

Medicare Prescription drug plan

Review prescription drug coverage information, including cost-sharing details and pharmacy access, to better understand how coverage may work for your needs in 2027

 

Plan options and costs
Benefits

AT&T MedicareRx for Groups (PDP) Plan

AT&T MedicareRx for Groups (PDP) Plan
Premium

$0 monthly premium
Premium

$0 monthly premium
Deductible

$590 (does not apply to Tier 1 drugs)
Deductible

$590 (does not apply to Tier 1 drugs)
Out-of-pocket-maximum

$2,400
Out-of-pocket-maximum

$2,400
Tier levels

Tier 1: $0 copay
Tier 2: 25%
Tier 3: 25%
Tier 4: 25%
Tier 5: 25%

Estimate Drug Cost
Tier levels

Tier 1: $0 copay
Tier 2: 25%
Tier 3: 25%
Tier 4: 25%
Tier 5: 25%

Estimate Drug Cost

AT&T Group Medicare Advantage (PPO) Plans

Get information about your plan options and what you can expect next – click on the links below that apply to you.

2027 materials

AT&T MA and MA Plus Plan Guide

  • Plan guide - Coming soon

2027 materials

Summary of Benefits AT&T MA Plan

Summary of benefits MA Plus Plan

AT&T MedicareRx for Groups (PDP)

PDP Plan

  • Plan guide - Coming soon

Important information about your Part D vaccine and insulin coverage 

What you pay for vaccines – Our plan covers most adult Part D vaccines at no cost to you.

What you pay for insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan. Refer to your plan materials.

 

Preventive services

The following preventive services are covered under your plan for a $0 copay when you visit your primary care provider:

  • Annual Wellness Exam
  • Annual Routine Physical
  • Screenings for certain Cancers (prostate, colorectal, breast cancer)
  • Screening for Diabetes
  • Smoking and Tobacco Use Cessation

For more information about these preventive services, please call the Customer Service number on your member ID card.

Disclaimer

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.