Listen to a recorded APWU Health Plan Medicare Advantage plan overview presentation

Explore the benefits of the UnitedHealthcare Medicare Advantage (PPO) plan

No out-of-pocket costs

$0 medical copays 

Monthly Part B subsidy

Get $100 monthly as a Part B premium reduction.

Large national network

Flexibility to see any participating provider

Find a provider

Prescription drug coverage

Look up your medications and search for a pharmacy near you 

See if my medication is covered

Free gym membership

Renew Active gym membership to help you stay active

UnitedHealthcare Hearing

Access to hundreds of brand name hearing aids and a $1,500 hearing aid allowance

How do I sign up?

Enroll in two easy steps:

Enroll in the APWU Health Plan High Option Plan

If you are not already a High Option member, you'll need to enroll with the Office of Personnel Management (OPM) during Open Season (Nov. 10 – Dec. 8, 2025), or a Qualifying Life Event. (If you are already enrolled skip to step two):

1-888-767-6738, TTY 711

Hours: 7:40 a.m. - 5:00 p.m. ET, Monday – Friday

 

Enroll in the UnitedHealthcare Medicare Advantage Plan for APWU Health Plan

If you are already enrolled in the High Option or after your initial enrollment has been processed and confirmed by OPM, call a UnitedHealthcare  Customer Service Advocate who will help you step-by-step to enroll: 

1- 855-383-8793, TTY 711

Hours: 8 a.m.–8 p.m. local time, 7 days a week

Is the UnitedHealthcare Medicare Advantage plan for APWU Health Plan right for you?

What do our members have to say about the plan?

“You are going to save money (think about multiple copays, deductibles, Part B subsidy - it's the savings). There are so many benefits offered. I really enjoy the plan, every bit of it and I wish it could be available to everyone at all ages. I am so happy, and I really want to be able to help people!”

Patrick C.
APWU Health Plan Medicare Advantage plan member

Plan benefits and costs

View plan details and costs and see what additional benefits may be available.

Review plan benefits and costs

Find a provider

FInd primary care physicians, hospitals and other health care providers within our networks.

More than 95% of members continue to have access to their preferred providers1.

Find a provider

Prescription drug coverage

Learn about your plan’s prescription drug coverage, look up your medications and search for a pharmacy near you.

Understand prescription drug coverage options

What do members love about our Medicare Advantage Plan?

“This plan has exceeded all of my expectations. I was able to keep my doctors, I get the [Part B premium subsidy] every month, have free gym membership and I don’t have unexpected out of pocket expenses.”

Joseph, member since 2022
APWU Health Plan
Medicare Advantage

Learn more about the PSHB Program

The Postal Service Health Benefits (PSHB) Program is a separate program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members.

Postal retirees will have the choice between our Medicare Advantage Plan for APWU Health Plan (which includes Part D prescription drug coverage) or the High Option medical coverage alongside an Express Scripts Part D prescription drug plan.

Questions? We're here to help. Find the right resources to contact with your questions.

Contact us
Frequently asked questions

1 2025 UnitedHealthcare Group member, network and provider reporting data, and member utilization data.