Explore the benefits of the UnitedHealthcare Medicare Advantage (PPO) plan

No out-of-pocket costs

$0 copays for covered medical services.

Monthly Part B subsidy

Get $85 monthly as a Part B premium reduction.

Large national network

Flexibility to see any participating provider

Prescription drug coverage

Look up your medications and search for a pharmacy near you 

Free gym membership

Renew Active gym membership to help you stay active

UnitedHealthcare Hearing

Access to hundreds of brand name hearing aids and a $1,500 hearing aid allowance

Is the UnitedHealthcare Medicare Advantage plan for APWU Health Plan right for you?


This plan may be right for you if:

  • You are a federal retiree
  • You have Medicare Part A and Part B
  • You are a member of the APWU Health Plan High Option


Compare plans


How much will it cost?

  • Nothing – receive all of these benefits at no additional cost
  • You will just continue paying your APWU Health Plan High Option premium and your Medicare Part B premium – pay nothing more

How do I sign up?

Enroll in two easy steps:


Enroll in the APWU Health Plan High Option Plan

If you are not already a member, you'll need to enroll with the Office of Personnel Management (OPM) during Open Season, Nov. 13 – Dec 11. 2023. (If you are already enrolled, skip to step two):

1-888-767-6738, TTY 711

Hours: 7:40 a.m., - 5 p.m. ET, Monday – Friday

Open season express website


Enroll in the UnitedHealthcare Medicare Advantage Plan for APWU Health Plan

If you are already enrolled in the High Option or after your initial enrollment has been processed and confirmed by OPM, call a UnitedHealthcare  Customer Service Advocate who will help you step-by-step to enroll:

1-855-383-8793, TTY 711

Hours: 8 a.m.–8 p.m. local time, Monday - Friday

Plan benefits and costs

View plan details and costs and see what additional benefits may be available.

Find a provider

FInd primary care physicians, hospitals and other health care providers that are part of our networks.

Prescription drug coverage

Learn about your plan’s prescription drug coverage, look up your medications and search for a pharmacy near you.

Postal Service Health Benefit Program

The Office of Personnel Management (OPM) has announced that APWU Health Plan is conditionally approved to participate in the upcoming PSHB Program.

The Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025.

Questions? We're here to help. Find the right resources to contact with your questions.