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Coverage and benefits
Get a quick overview of your plan benefits.
Important Information about your Part D Vaccine and Insulin Coverage
What You Pay for Vaccines – Our plan covers most adult Part D vaccines at no cost to you.
What You Pay for Insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan. Refer to your plan materials.
UAW Trust PDP
2025 materials
-
Plan guide - coming soon
- Evidence of Coverage (pdf)
Benefits and costs
| Benefit |
UAW Trust Medicare Rx PDP |
|---|---|
|
UAW Trust Medicare Rx PDP |
|
| Annual out-of-pocket maximum |
$1,000 for Tier 2 only |
| Annual out-of-pocket maximum | |
|
$1,000 for Tier 2 only |
|
| Deductible |
None - Member pays applicable copay |
| Deductible | |
|
None - Member pays applicable copay |
|
| Initial Coverage Stage |
Member pays applicable copay |
| Initial Coverage Stage | |
|
Member pays applicable copay |
|
| Catastrophic Coverage Stage |
Member pays the “lesser of” either the Trust copay or percentage of the drug copay |
| Catastrophic Coverage Stage | |
|
Member pays the “lesser of” either the Trust copay or percentage of the drug copay |
|
| Prescription drug coverage |
Retail 31-day supply; same as 90-day mail order Tier 1 - $0 copay Tier 2 - $33 copay Tier 3 - $115 copay |
| Prescription drug coverage | |
|
Retail 31-day supply; same as 90-day mail order Tier 1 - $0 copay Tier 2 - $33 copay Tier 3 - $115 copay |
Important 2025 changes explained
For 2025, all stand-alone Medicare prescription drug plans and Medicare Advantage plans with prescription drug coverage will be impacted by changes made by the federal government. This video provides an overview of those changes.