Coverage and benefits

When you are a member of the UnitedHealthcare® Group Medicare Advantage (PPO) plan with prescription drugs, you can see any provider (in-network or out-of-network) at the same cost share, as long as they accept the plan and have not opted out of or been excluded or precluded from the Medicare Program.

Find out more by reviewing your plan benefits and costs, additional benefits and programs. If you need a printed copy of plan materials, please call UnitedHealthcare at 844-320-5021, 8 a.m. – 8 p.m. local time, Monday through Friday. TTY users, call 711.

Important Information about your Part D Vaccine and Insulin Coverage 

What You Pay for Vaccines – Our plan covers most adult Part D vaccines at no cost to you.

What You Pay for Insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan. Refer to your plan materials.

 

UnitedHealthcare® Group Medicare Advantage (PPO) plan with prescription drugs (MAPD)

General Status Members

2025 materials

Protected Status Members

2025 materials

General Status Members Benefits and costs 2025

Plan options and costs
Benefits

General Status Members 

General Status Members 

Annual medical deductible

$0

Annual medical deductible

$0

Total out-of-pocket maximum

$1,500

Total out-of-pocket maximum

$1,500

24/7 Nurse Support

$0

24/7 Nurse Support

$0

Virtual Doctor Visit with AmWell, Doctors on Demand & Teladoc

$0

Virtual Doctor Visit with AmWell, Doctors on Demand & Teladoc

$0

Primary Care Physician office visit

$0

Primary Care Physician office visit

$0

Specialist office visit

$10

Specialist office visit

$10

Urgent Care

$15

Urgent Care

$15

Emergency Room

$50

Emergency Room

$50

Hospital services (inpatient)

$0

Hospital services (inpatient)

$0

Hospital services (outpatient)

$0

Hospital services (outpatient)

$0

Prescription drug coverage

Deductible: None

Annual out-of-pocket maximum: $1,000 for Tier 2 only

Retail 31-day supply; same as 90-day mail order

Tier 1: $0

Tier 2: $33

Tier 3: $115

Prescription drug coverage

Deductible: None

Annual out-of-pocket maximum: $1,000 for Tier 2 only

Retail 31-day supply; same as 90-day mail order

Tier 1: $0

Tier 2: $33

Tier 3: $115

Rx Maximum out of pocket

$1000 ( Tier 2 drugs only)

Rx Maximum out of pocket

$1000 ( Tier 2 drugs only)

Important 2025 changes explained

For 2025, all stand-alone Medicare prescription drug plans and Medicare Advantage plans with prescription drug coverage will be impacted by changes made by the federal government. This video provides an overview of those changes.

Disclaimer

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.