Coverage and benefits

Get a quick overview of your plan benefits and costs and find more detailed information about additional benefits and programs.

UnitedHealthcare® Group Medicare Advantage (PPO)

2025 materials

Preventive services

The following preventive services are covered under your plan for a $0 copay when you visit your primary care provider:

Annual Wellness Exam
Annual Routine Physical
Screenings for certain Cancers (Prostate, colorectal, breast cancer)
Screening for diabetes
Smoking and Tobacco Use Cessation

For more information about these preventive services, please call the Customer Service number on your member ID card.

Benefits and costs

Plan options and costs
Benefits	UnitedHealthcare® Group Medicare Advantage (PPO)
UnitedHealthcare® Group Medicare Advantage (PPO)
Annual medical deductible	$185
Annual medical deductible
$185
Annual out-of-pocket maximum	$3, 000
Annual out-of-pocket maximum
$3, 000
Office and clinic visits	4% coinsurance
Office and clinic visits
4% coinsurance
Virtual visits	$0 copay
Virtual visits
$0 copay
Hospital services (inpatient)	4% coinsurance per admit
Hospital services (inpatient)
4% coinsurance per admit
Hospital services (outpatient)	4% coinsurance
Hospital services (outpatient)
4% coinsurance
Urgent care	$45 copay
Urgent care
$45 copay
Emergency room	$100 copay
Emergency room
$100 copay

Disclaimer

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.