Coverage and benefits

Get a quick overview of your plan benefits and costs and find more detailed information about additional benefits and programs.

Important Information about your Part D Vaccine and Insulin Coverage

What You Pay for Vaccines – Our plan covers most Part D vaccines at no cost to you.

What You Pay for Insulin – You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.  You may pay less depending on your plan coverage. Refer to your plan materials. 

UnitedHealthcare® Group Medicare Advantage (PPO)

2023 materials

Preventive services

The following preventive services are covered under your plan for a $0 copay when you visit your primary care provider:

  • Annual Wellness Exam
  • Annual Routine Physical
  • Screenings for certain Cancers (Prostate, colorectal, breast cancer)
  • Screening for diabetes
  • Smoking and Tobacco Use Cessation

For more information about these preventive services, please call the Customer Service number on your member ID card.

Benefits and costs

Benefits and costs
Benefit UnitedHealthcare Group Medicare Advantage (PPO) #1 UnitedHealthcare Group Medicare Advantage (PPO) #2
Annual medical deductible None None
Annual out-of-pocket maximum $2,000 $6,000
Office and clinic visits $0 copay primary care and specialist visit $20 copay primary care
$30 copay specialist visit
Hospital services (inpatient) $300 copay, maximum 3 times $500 copay, maximum 3 times
Hospital services (outpatient) $0 copay  $200 copay 
Prescription drug coverage

Retail

Tier 1: $15 copay
Tier 2: $45 copay
Tier 3: $60 copay
Tier 4: $75 copay

Mail Order

Tier 1: $30 copay
Tier 2: $90 copay
Tier 3: $120 copay
Tier 4: $75 copay (limited to 31-day supply)

Retail

Tier 1: $15 copay
Tier 2: $45 copay
Tier 3: $60 copay
Tier 4: $75 copay

Mail Order

Tier 1: $30 copay
Tier 2: $90 copay
Tier 3: $120 copay
Tier 4: $75 copay (limited to 31-day supply)

Disclaimer

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the costsharing that applies to out-of-network services.