Enrollment Information

Meeting presentation

2024 Iron Road Open enrollment presentation

2024 Open enrollment presentation flyer

Eligibility for the Iron Road Healthcare Medicare Plans

Iron Road Healthcare Medicare Plan membership is restricted to certain railroad employees and their spouse. This plan is not offered to the public. If you worked for Union Pacific Railroad (UPRR), its subsidiaries or wholly owned operating units and are eligible (or will be eligible) for Medicare benefits, then you, and your Medicare eligible spouse can enroll in our Medicare plans when you or your spouse first become Medicare eligible or later with a qualifying event. You must have enrolled in Medicare Part A and Part B to be a member of our Medicare plans. Iron Road Healthcare does not exclude, or limit membership based on your health condition.

• If enrollment in Medicare is delayed because of coverage through an employer sponsored group health plan, you may join our Medicare plans within 60 days of that coverage ending. You will need to provide proof of credible coverage from your health plan.
• If you choose not to enroll when you are first eligible for Medicare or when you have a qualifying event, then you must wait for an open enrollment period.
• If you terminate your coverage from our Medicare plans, either voluntarily or involuntarily, you will not be permitted to re-enroll for a minimum period of 24 months and then only during an open enrollment period.
• The Plan reserves the right to have Open Enrollments at their discretion. You can call Iron Road at 1-800-547-0421 TTY/TDD use the national number 711.

Need help or have questions?

For additional enrollment questions, call 1-800-547-0421, 7:30 a.m. – 3:30 p.m., Mountain time, Monday-Friday. TTY users, call 711. ironroadhealthcare.com/medicare. Or, contact us.