COVID-19 Update

Free over-the-counter (OTC) at-home COVID-19 tests

Members enrolled in UnitedHealthcare Medicare Advantage and have Medicare Part B now have access to over-the-counter testing for no cost. Learn More

OTC at-home COVID-19 tests through the mail

Through the Federal government, each household can order 2 sets of 4 free OTC at-home COVID-19 tests shipped directly from Learn more about this program at

Additional testing options

Beginning January 15, 2022, UnitedHealthcare will cover up to 8 FDA-approved OTC tests per member per month for FEHB program members without a doctor’s prescription.

You can get OTC at-home COVID-19 tests at no out-of-pocket cost if you:

  • Purchase at an in-store pharmacy counter at a UnitedHealthcare Preferred Retailer
  • Show your member ID card

A Preferred Retailer is a pharmacy that UnitedHealthcare has made arrangements with to provide OTC at-home COVID-19 tests with no out-of-pocket costs to you.

View the most up-to-date list of the Preferred Retailers and their websites. Please be sure to check a Preferred Retailer’s website or mobile app for available test inventory and store hours before you visit an in-store pharmacy counter at one of the Preferred Retailers.

If you purchase an OTC at-home COVID-19 test anywhere but the pharmacy counter at a Preferred Retailer, you may submit your purchase receipt for reimbursement using this reimbursement form. The maximum reimbursement is $12 per test.

As always, COVID-19 testing is free when you go to a COVID-19 testing location instead of testing at home. Find a COVID-19 testing location near you.

COVID-19 vaccines

COVID-19 vaccines are covered at $0 cost-share to you through the national public health emergency period. You should provide your Medicare Advantage member ID card when getting a COVID-19 vaccine. The Centers for Disease Control and Prevention and state health departments are advising who can get the vaccines and when. Find resources about vaccine availability for your area

Watch this short video to learn more about what to expect when you get the COVID vaccine, why it’s important, and to hear the experiences of those getting and giving the vaccine.

COVID-19 testing and treatment coverage

  • COVID-19 testing and testing-related services are $0 cost-share through the national public health emergency period.
  • COVID-19 treatment cost-sharing will be according to your benefit plan.

And you have expanded access to virtual visits (telehealth) through the national public health emergency period. For additional details, sign in to your online account.



The information is a summary and is subject to change, as of April 6, 2022. It describes benefits we offer to all members in all states. It also includes federal requirements. More benefits may be available in some states and under some plans.

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